How to Get an 800 Credit Score in 90 Days with $60 is a self-help guide promising a rapid transformation of one's credit profile. Targeting both young adults starting with a blank slate and those seeking to repair damaged credit, the book outlines a strategy to achieve a coveted 800 credit score. It begins by demystifying credit scores, explaining the components that contribute to them, such as payment history, credit utilization, and credit mix. It emphasizes the importance of understanding credit bureaus like Experian, TransUnion, and Equifax, and the difference between soft and hard inquiries. The core of the book details a practical approach to building and maintaining excellent credit. It advocates for setting up automatic payments, diversifying credit accounts (revolving, installment, and telecom), and leveraging authorized user status on seasoned credit cards. It highlights specific financial products like Self, Kikoff, and Credit Strong, and even explores unique strategies like pledge loans. Furthermore, it cautions against common credit pitfalls such as closing accounts, excessive hard inquiries, late payments, and high credit utilization. The book concludes with advice on finding credit repair services and reinforces the claim that achieving an 800 credit score within 90 days using only $60 is indeed attainable, provided the outlined steps are followed diligently. Do you want a better credit score and want to know how to obtain it? I’ve been through it all. I started with one of the worst credit scores and made it great. Then once my score got great, my score tanked again and now my score is great again. I learned all of these things through hardships & headaches. I also learned what makes a score increase through trial and error, deleted inquiries, paying down balances and keeping my payments on time. Here you’ll learn the fundamentals on credit building. There is never a perfect day to start, it’ll only be perfect once you start.
